Debt Fund Investment for salaried

How to get started with EQUITY SIP

Nivesh Paathshala (Gujarati)

Nivesh Paathshala (An Investor Awareness Initiative by Aditya Birla Sunlife Mutual Fund), learn various aspects of Personal Finance, Savings v/s Inflation, Wealth Creation (Short Term / Long Term) through  investing in mutual funds in the conversational scenarios played by characters like Jano and Mano, animated display and use of real life examples from day to day life of  common people. Produced in 12 regional languages to make complex topics simple such as equity & debt financial markets and related products, how to manage risk in various asset classes / schemes such as equity fund, hybrid fund, liquid fund, debt fund, bond fund and how to do Financial Goal Planning by mapping mutual fund investments to your Life Goals such as Retirement Planning, Child Education, Child Marriage & Buying a House.

Fear Of Investing

The story about a giant living in jungle ringing the bell to kill the people scares the whole village. But later it is found that it is the monkeys and not the giant who play with the bell. This pretty much resonates with the real-life investment fear. There are circumstances due to which people fear many giants when it comes to investing. This is because of the factors like risk, market volatility, unpredictability, loss of money, etc. that refrains potential investors from investing in mutual funds. This fear of investing which can be rectified with proper investment approach: Research, start small, manage risks, do not lose hope and keep trying until you reach your goal.
• Research for the right type of mutual fund scheme that aligns with your investment objectives, timeframe and risk preference. This is the first step to overcome the fear of investing.
• Mutual fund is an affordable investment. For starters, you can invest just Rs.500 to buy units through Systematic Investment Plan or SIP
• Evaluate how amount of risk can bear from investment. If an aggressive investor aiming to earn higher returns, you can opt for equity scheme, while conservative investors can invest in fixed income securities.
• Do not lose hope is a mutual scheme is not performing well. Diversify your assets to reduce risk from volatile securities. Keep investing for a longer period to ensure maximum returns from the scheme.
• Last but not least, keep trying to overcome the fear of investment until you realize your dreams or accomplish your goals.